​Insurance

​we've got you covered

Premium VIP Coverage (included in all of our RV rentals for international customers)

Premium VIP coverage reduces the renter’s responsibility for physical damage to the rental recreational vehicle to $1000 per occurrence. The rate for this is included in the rental prices. At all times the renter is responsible for up to $1000 per occurrence as a deductible.


Public Liability (included in all of our RV rentals for international customers)

El Monte RV motorhomes maintains insurance coverage for liability claims, property damage and/or personal injuries resulting from the operation of an El Monte vehicle. The coverage provides third party legal limits to protect the renter and authorised driver’s, but is limited to the minimum financial limits determined by the US state or Canada province in which the incident occurred.  This coverage is secondary to any recoverable insurance of the renter or at-fault parties.
Claims in excess of the state or province limits may arise. These claims are the responsibility of the renter and El Monte RV motorhomes assumes no responsibility for such liability claims unless additional insurance is purchased from El Monte to cover third party liability.


Supplemental Liability Insurance (SLI) (included in our Gold All-Inclusive PLUS Package or available as an additional standalone add-on)

Jurisdiction in USA and Canada. This provides SLI excess auto liability insurance that protects the renter for the difference between the underlying insurance and up to $300,000, $500,00 or $1,000,000.00 against claims by a third party for bodily injury and or property damage sustained as a result of an accident. Note: there is no deductible with the SLI. Our Gold All Inclusive PLUS package includes SLI insurance cover as standard. 


Zero Deductible Option (ZDO) (included in our Gold All Inclusive PLUS Package or available as an additional standalone add-on)

With a standard rental with El Monte RV, you are responsible for any and all loss or damage to the vehicle from any cause regardless of fault to a maximum of $1000 per incident. The optional Zero Deductible Option (ZDO) is not mandatory. ZDO reduces the customer’s liability for damage to the rental vehicle in the case of an accident to $0 (please refer to our terms and conditions for full details including exclusions).  Our Gold All Inclusive PLUS package includes ZDO as standard. 


Mexico Auto Liability Insurance (MALI) (can be selected as an additional option and can be paid for at vehicle pick up)

Jurisdiction in Mexico. If you plan to drive into Mexico for any length of time it is mandatory that you take out MALI. There are certain conditions attached to driving into Mexico and it is important that you read the details as contained in our important information. Charged only for the days actually spent within Mexico.